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Frequently Asked Questions (FAQs)

Scrutiny of over 2 million registered applicants (district / cities wise) is under process at different forums. Acquisition of lands in major cities / districts is also being pursued. Balloting for allotment of low cost houses will be carried out shortly on initiation of housing projects in the district / cities of your choice / preference.

NAPHDA will ensure to inform you immediately if your name will be balloted so that you could pay the Down-payment and sign the required loan documents with the concerned Bank for paying monthly installments of the mortgage amount.

In order to make housing finance / mortgage affordable for the low to middle income segment of the populace, significant markup subsidy has been approved by State Bank of Pakistan on the direction of the Honourable Prime Minister of Pakistan. State Bank of Pakistan has issued instructions to all banks for provision of loan to all citizen of Pakistan, therefore now you can apply for loan in any near bank. Details are as under:-

  • a.   5 Marla Housing Units: 5% markup for first 5 years and 7% markup for next 5 years. Tenure up to twenty years.
  • b.   10 Marla Housing Units: 7% markup for first 5 years and 9% markup for next 5 years. Tenure up to twenty years.

Loan facility is available for all Pakistani nationals living in country or outside the country with satisfactory credit history.

NAPHDA will ensure to inform all citizen of Pakistan through print / electronic media campaign as and when Phase 3 will be started.

Housing unit / apartment will be allotted to the registered applicants as per their choice district / cities mentioned in NADRA Registration Form.

All over Pakistan. Initially the Urban lands in major cities with all basic services / amenities are considered.

Lands can be indicated to NAPHDA by writing a letter to NAPHDA, which initially must include Location, Total Area, Google Reference etcetera if the land meats basic criteria it will be visited and evaluated by NAPHDA team for NAPHDA projects.

Yes, a portion of the society can be offered for NAPHDA project.